Owners & Investors Software in Pakistan

Yes. HisabMate keeps the owner’s and every investor’s capital and profit apart, splits each period’s net profit from the Profit & Loss report, and prints a statement for each person in English or Urdu.

Yes. Each partner or investor has a separate capital balance (opening capital + money put in + profit added to capital − capital withdrawn) and a separate profit balance, so drawings of profit never reduce their capital.

You choose one way for the whole business: by capital (each person’s capital at the start of the period over the total), by agreement with a loss split by capital, or by agreement with a loss split by the same %. Typed share percentages can never total more than 100%.

The “By agreement, loss by capital” option follows the Musharakah profit sharing partnership rule: a working partner can agree a higher profit %, while any loss follows capital. For Profit-only and Fixed-return deals the form notes that in Islamic finance terms these are loans — the app records what you agreed in writing; it does not judge it.

Choose the Profit only deal. His capital stays whole and his part of a loss is carried by the owner alone — other share-% partners never pay for another person’s guarantee.

Yes — the Fixed return deal, set as rupees a month or a % of his capital a year. It is paid every period, profit or loss, and carried by the owner alone.

Under the “By capital” split, the capital at the start of the period counts — so money put in on 15 October counts from November. (For a brand-new business with no capital at the start of its very first period, the split uses the capital at the end of that first period.)

Profit taken comes off his profit balance first; whatever his profit balance cannot cover comes off his capital (the profit balance never goes below zero), and his statement clearly shows “came off capital”.

Yes. You can use “Add profit to capital” by hand for part or all of his profit balance, or tick the box on his form to add his profit share to capital automatically every time profit is shared.

No. The money is already in your till, stock and customer receivables. Sharing profit only records whose profit it is; cash or bank balances move only when money is actually put in or taken out.

No. Posted months are never edited. The next profit share reads the earlier month again and shares the difference as separate correction lines, using that earlier month’s own share %.

You can delete the latest posted profit share (with an optional reason), and every person’s capital and profit balance goes right back to where it was.

No. There is a separate “Investors & profit share” checkbox on each role. Without it, staff cannot see shares, deals, profit balances or investor statements.

Yes. Open any partner’s or investor’s statement for any date range and press Print in English or Urdu — on a computer it opens as a PDF, and on a phone it opens the share sheet so you can send it straight to WhatsApp.