Installment Business Software in Pakistan

Registers that never balance

Partial payments and late installments turn paper registers into guesswork within months.

Recovery you cannot see

You only learn what was collected when the recovery officer returns in the evening.

Defaulters found too late

Without ageing and overdue lists, bad accounts surface only after the damage is done.

Every product needs its own details

A bike needs its chassis number, a phone its IMEI, a plot its block.

Customers asking what is left

Each enquiry means searching registers for one account.

Handwritten receipts

Receipts get lost and disputes have no record to settle them.

Installment Sales

Everything an installment business needs, from the counter to the last payment.

• Down payment, finance balance and automatic schedule
• Daily, weekly, monthly, quarterly, half-yearly or yearly plans
• Plans split by number of installments or by a fixed amount, with an optional markup % on the balance
• One customer, many installment sales — each with its own schedule, balance and receipts
• Customer and guarantor name, phone, CNIC and address

Recovery & Collections

Know what is due, what is late, and who collected what.

• Due, overdue, settled, completed and history views
• Payments fill the oldest unpaid installment first, then the next
• A part payment stays on its own installment, marked partly paid
• An account closes by itself when the last installment is paid, with a paid-in-full certificate
• Collection receipt printed or shared as an image on the spot

Field Staff Tracking

See your recovery officers and salesmen on a map.

• Live location of field staff on a map
• Daily location trail with direction arrows
• Background tracking in the Android app
• Owner notified when a payment is collected in the field

Inventory & Warehouses

Stock that is always right — by item, unit, batch and location.

• Categories, subcategories, brands and item pictures
• Multiple units per item (carton, box, piece) with conversions
• Price tiers, minimum sale price and bulk price updates
• Several shops and warehouses, with stock transfers between them
• Stock adjustments, and undo by posting the opposite entry — both stay on record

Cash & Bank

Every rupee in its account — till, bank or wallet.

• Cash, bank and mobile-wallet accounts with live balances
• Every receipt and payment posted to the account it went through
• Transfers between accounts
• Owner and investor capital in and out
• Cash book, bank book and day book

Reports & Dashboard

60+ reports, each with print, PDF and CSV.

• Dashboard: sales, receivables, payables, cash, cost of goods and net profit
• Installment health: due today, overdue and collected
• Profit and loss, profit by product, by customer and by invoice
• Period comparison
• Sales register, summary, net sales and sales by item, category, brand, company, customer, route, salesman or payment method

Alerts & Notifications

The software tells you what needs attention.

• Alert rules for low stock, reorder, out of stock and expiry
• Rules per product, category or location — the most specific wins
• Checked every morning; an alert stays until the problem is fixed
• Events: order booked, payment collected
• Android notification bar alerts while the app runs in the background

Users, Permissions & Audit

Your staff do what you allow — and every deletion is on record.

• Roles with view, create, edit, delete, print, ledger and view-all rights per module, set up for your team
• Permissions enforced inside the database, not only on screen
• Each business’s data kept completely separate
• Money and stock changes are all-or-nothing
• Deleted documents, price changes, user activity and users & access reports