Recovery & Collections
Installment Recovery Software
Know what is due, what is late and who collected what — payments fill the oldest installment first, and every recovery officer works only their own route.
How it works
Recovery & Collections, step by step
- 01
See what is due
Due, overdue, settled and completed views, with the arrears total for every customer.
- 02
Collect
Any amount fills the oldest unpaid installment first, then the next.
- 03
Never twice
A payment is saved exactly once, even on a slow or dropped connection.
- 04
Review
Ageing, defaulters, expected collections and recovery performance reports.
Everything included
13 features in this module
- Due, overdue, settled, completed and history views
- Payments fill the oldest unpaid installment first, then the next
- A part payment stays on its own installment, marked partly paid
- An account closes by itself when the last installment is paid, with a paid-in-full certificate
- Collection receipt printed or shared as an image on the spot
- WhatsApp reminders for due and overdue installments
- Arrears total worked out for every customer
- Defaulter flag and overdue filters by due date
- Recovery officers see only the customers on their own route
- Payments are never recorded twice on a slow network
- Installments due, ageing, defaulters, expected collections and recovery performance reports
- Advances and over-payments report
- Sales / Recovery Man report: what each person collected, for today or any period
Who uses it
Businesses that run on this module
Installment Businesses & Showrooms
- Installment Business
- Bike / Motorcycle Showroom
- Car Showroom & Used Car Dealer
- Rickshaw & Loader Dealer
- Mobile Phone Shop
- Electronics & Home Appliances (AC, Fridge, LED)
- Furniture Shop
- Dowry (Jahez) Items on Installments
- Solar Panels & Inverters Dealer
- Laptop & Computer Shop
- Generator & UPS Dealer
- Tractor & Agri Machinery Dealer
- Plots & Real Estate on Installments
FAQ
Questions
How is a partial payment handled?
It fills the oldest unpaid installment first and the remainder carries to the next, so arrears are always exact.
Can a recovery officer see other routes?
No — each officer sees only the customers on their own route, enforced in the database.
Does a part payment stay on the right installment?
Yes. If a customer pays only part of an installment, that installment is marked partly paid and the rest stays due on it — it is never lost in a general balance.
How do I know how much cash each recovery man is bringing back?
The Sales / Recovery Man report shows what each person collected today or in any period, and the Collections report lists every receipt. When the recovery man returns in the evening, the owner already knows the amount to take.
Will I know the moment a payment is collected?
Yes. The owner’s bell shows “Payment collected” with the amount, the customer and the receipt number as soon as it is saved. In the Android app it also rings on the phone’s notification bar while the app is running in the background.
Can I send reminders on WhatsApp?
Yes. From the due and overdue lists a ready reminder opens in WhatsApp for the customer, with the amount and any arrears.
Roman Urdu
Recovery ka hisab kaise rakhein?
HisabMate mein payment purani qist se bharti hai, har recovery man sirf apna route dekhta hai, aur defaulters ki list tayar rehti hai.
Recovery man ne aaj kitna collect kiya?
Sales / Recovery Man report har bande ki aaj ki ya kisi bhi din ki collection batati hai — shaam ko pehle se pata hota hai kitna cash lena hai.
Payment collect hote hi owner ko pata chalta hai?
Ji haan. Owner ki bell par foran raqam, customer aur raseed number aa jata hai, aur Android app mein phone par notification bhi.
Works together with
Related modules
See how HisabMate compares to other software in Pakistan
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